5 Reasons a Mortgage Broker is Your Best Choice

1. Almost always free to use.

41% of consumers polled seem to have the misconception that they are the ones paying somehow for the mortgage broker’s services.  Here are a couple of things you should know:

• Bank branch reps and mobile specialists are paid bonuses for being able to get you to sign at a higher rate.  It’s true.  Ask them.
• The banks and broker lenders avoid the costs of having another in house employee with benefits and all that when they go through a mortgage broker who pay all those cost themselves.

2. Professional and carefully watched

Mortgage brokers only do mortgages.  That means we know what we are talking about and can advise you properly.  You can also rest assured that your privacy is well protected given that we are watched carefully by governmental agencies.

3. Choices

Often we can even get better rates for you at your own bank given the very high volume we do with them.

4. Avoiding nasty pitfalls

Do you know how your bank calculates the penalty on the mortgage?  Do they use posted to discounted rates?  Are you getting put into a collateral mortgage?  That’s OK if you have no idea what any of that means.  We know.  It’s our job and that can save you a ton of money down the road.

5. Convenient

Mortgage brokers pride themselves on their exemplary service.  We can work with you remotely or face to face